Protecting one
family at a time.
… with custom-tailored planning.
At Flow State Financial we understand that each individual has a unique situation with varying needs. Our team will guide you through a complimentary analysis of your financial goals, family needs, and future plans. By doing so we are able to custom-tailor coverage.
Our services range from mortgage protection and final expense coverage, to tax-free retirement strategies, and showing you how to become your own bank.
We also offer free policy reviews of existing coverage.
We’ll show you how cash value life insurance can be used while you are still living and how it will leave a legacy for your loved ones after you are gone.
And no matter what, we always put people before profit.
The Flow State Way
It’s what you do today, that impacts how you live tomorrow.
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Build A Legacy
+ Be prepared for life’s unexpected challenges
+ Have peace of mind knowing your loved ones are financially protected
+ Leave your family with a legacy that will live on for generations
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Mortgage Protection
+ Pay off the mortgage
+ Make sure your family keeps the home and not the bank
+ Give your loved ones time to sell the home if that makes more sense
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Become Your Own Bank
+ Grow your money risk-free
+ Save for emergencies, real estate investments, or anything you dream of.
+ Access the funds when you need to
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Tax-Free Retirement Planning
+ Grow your money tax-free
+ Residual income for retirement years
+ Less risky than a 401k or IRA
Our Services
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Coverage that will pay for your mortgage payments if anything happens to the homeowner including sickness, disability, or death.
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Insurance that will leave behind a tax-free death benefit to the beneficiaries when you pass away. This is how families such as The Rockefeller’s have created generational wealth for the last 100 years.
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Leverage an IUL or Whole Life Insurance policy to grow your cash value. As your money compounds interest inside of the policy you are able to borrow it at anytime in the form of a tax-free policy loan. Instead of going to a traditional bank lender, you become the bank!
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Diversify your wealth building strategy with an IUL. This type of account allows your money to grow with a stock market index, but with downside protection. Unlike a 401k or IRA you have access to the funds in your account at anytime without penalty. The cash value grows tax-free.
We work with 25 top A-Rated carriers
